CHIP Perinatal Medicaid

What is CHIP and How Can it Help with My Unplanned Pregnancy?

Putting a baby up for adoption can come with a variety of stressors as it requires birth parents to make a multitude of difficult decisions. Due to these decisions, the adoption process is often emotional for birth parents, which is why it is vital birth parents receive support to limit their stressors while pursuing adoption in Texas.

Many women facing an unplanned pregnancy and pursuing a TX adoption find themselves overwhelmed with the stress of medical costs during pregnancy. Thankfully, many women choosing adoption are eligible to receive prenatal medical coverage through the Children’s Health Insurance Program, or CHIP.

Adoption Choices of Texas knows that understanding CHIP eligibility and services can be difficult, which is why we provide birth parents with a clear breakdown of CHIP, allowing them to feel secure during their pregnancy and adoption journey. 

If you are searching for adoption agencies to aid in your adoption, Adoption Choices of Texas is here to support birth parents with a personalized adoption plan, helping them to be confident in their choice for adoption.


Who is Eligible to Receive CHIP Health Coverage?

The Children’s Health Insurance Program, also called CHIP, is in place to ensure U.S. children receive quality healthcare. However, CHIP also helps pregnant women receive sufficient prenatal care to ensure their child is healthy even before birth. Due to the prenatal care coverage through CHIP, thousands of pregnant mothers can feel safe and remain healthy throughout their entire pregnancy. However, to receive CHIP coverage, expectant mothers must meet the eligibility requirements. CHIP provides prenatal care for women who: 

  • Are U.S. citizens or qualified immigrants
  • Have a household income of at most 202% of the federal poverty income line(FPIL)
    • For example, if a woman’s monthly income for her household of two is $3,304 or less, she would qualify for CHIP coverage. 
    • Expectant women should remember that even if their income exceeds the qualification limit, they may still be eligible for CHIP.  
    • For more information on income eligibility, visit the Texas Children’s Health Plan website.
  • Are not eligible for Medicaid because of their immigration status 

If you have any outstanding questions about eligibility qualifications, ask our adoption specialists for help. Adoption Choices of Texas understands that knowing whether you qualify for CHIP may be challenging to navigate alone, which is why we work alongside birth mothers to help them determine their eligibility.


How to Apply for CHIP as an Expectant Woman?

If a pregnant woman qualifies for CHIP, her next step is to submit her application. 

Pregnant women applying for CHIP must submit the H1010 form provided through Texas Health and Human Services or apply online through the Your Texas Benefits website. Within your CHIP application, you will have to include many personal documents, including:

  • Proof of Identity
  • Proof of Citizenship
  • Proof of Immigration Status(if applicable)
  • Proof of Texas Residency 
  • Proof of Income
  • Proof of Expenses

While these five forms of documentation are vital to the CHIP application, applicants should remember that due to personal circumstances, they may need to submit additional types of official documentation. These additional forms may include:

  • Loan Agreements
  • Proof of Military Service
  • Veteran Benefits Forms
  • Legal Representative Paperwork
  • Proof of Social Security or SSI
  • Tax Returns
  • Proof of Alimony
  • Unpaid Medical Bills
  • Unemployment Benefits

Once you have filled out and attached any required documentation and signed the H1010 form, you can submit your application by mail, fax, or in person at your local benefits office. 

After a CHIP application is submitted, the approval period lasts about 30 days(15 days for approval and 15 days for the expectant mother to select a desired health plan). If you have questions about the documentation you must submit or where to find the CHIP application, visit the Texas Health and Human Services website. However, birth mothers should remember that Adoption Choices of Texas is here to support them and aid in their application process in any way we can, so do not hesitate to ask for help. 


What Services Does CHIP Provide for Pregnant Women?

Understanding CHIP eligibility is a powerful tool for many pregnant women. However, knowing what services CHIP covers during pregnancy is a much more significant element of building a prenatal and adoption plan. CHIP provides coverage for a variety of prenatal healthcare costs, including: 

  • A maximum of 20 prenatal doctor visits (additional visits are also covered if they are deemed necessary by a doctor)
  • Most prenatal testing and assessments 
  • Some planning services and counseling or educational sessions 
  • Most prenatal prescription drugs and vitamins (CHIP will also cover diabetic supplies through prescriptions)
  • Hospital and service charges for delivery
    • If a pregnant woman’s income is 198% or below the FPIL, CHIP will cover the service changes for delivery. However, hospital payments must be submitted through Emergency Medicaid (for more info, visit Texas Health and Human Services)

In addition to these prenatal and delivery services, CHIP also provides mothers with two postpartum doctor visits. These services are in place to ensure both the mother and her unborn child are cared for and healthy. If there are any additional healthcare costs that you would wish to cover or have reimbursed, it is essential to speak with your provider. Adoption Choices will help you find the best provider for your needs while building your personalized adoption plan, ensuring you and your child have a happy and healthy adoption process. 

If you are putting your baby up for adoption, contact Adoption Choices of Texas today. Receiving CHIP? You can choose an adoption plan for your newborn. We are here to provide you with all the adoption info and support you need so you can confidently build a bright future for your child!


Page content created by Miriam Fuller

Please note, Adoption Choices of Texas is a licensed adoption agency. The information on this page is for informational purposes. Please visit Texas Health and Human Services for further information about CHIP.

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Adoption Choices of Texas
5005 W. Royal Ln., Suite 291
Irving, TX 75053
Call or Text at 945-444-0333